Last updated: April 2026

These Terms of Service ("Terms") govern your use of the website operated by VIP Mortgage Inc. (NMLS #183352). By accessing or using this site, you agree to be bound by these Terms.

Use of the Site

You may use this site for lawful purposes only. You agree not to use this site in any way that could damage, disable, or impair the site, or interfere with any other party's use of it.

Information Accuracy

We make reasonable efforts to ensure the accuracy of the information on this site, but we make no warranties, express or implied, about its completeness, accuracy, or suitability for any particular purpose. Information on this site is for general informational purposes only and does not constitute financial, legal, or tax advice.

No Guarantee of Loan Approval

Submitting a form or contacting us through this site does not guarantee approval for any loan product. All reverse mortgage applications are subject to credit approval, property appraisal, and compliance with applicable federal, state, and lender requirements. Borrowers must meet age, residency, and counseling requirements as set by HUD.

Third-Party Links

This site may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of those external sites. Access to third-party sites is at your own risk.

Intellectual Property

All content on this site — including text, graphics, logos, and images — is the property of VIP Mortgage Inc. or its licensors and is protected by copyright and trademark laws. You may not reproduce or distribute content from this site without written permission.

SMS and Email Communications

By submitting a form on this site and checking the consent box, you agree to receive SMS and email communications from us related to your inquiry. You may opt out at any time by replying STOP to any text message or following the unsubscribe instructions in any email.

Disclaimer of Warranties

This site is provided "as is" without warranties of any kind. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability and fitness for a particular purpose.

Limitation of Liability

To the fullest extent permitted by law, VIP Mortgage Inc. shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of or relating to your use of this site.

Governing Law

These Terms are governed by the laws of the state in which VIP Mortgage Inc. is principally located, without regard to its conflict of laws principles.

Changes to These Terms

We may update these Terms from time to time. Changes will be posted on this page with an updated "Last updated" date. Continued use of the site constitutes acceptance of the updated Terms.

Contact Us

VIP Mortgage Inc.

Email:

Phone:

NMLS #183352